Insurance / health and safety is all a huge can of worms I am the enemy in that respect as i work for the health and safety executive, I own and show Sinclair C5's (electric but have peddles) a mini steamer and have a vast collection of old tractors the EU idiots are always coming up with new ideas and plans, regulations change daily, the answer is no-one knows and has a definate answer. I asked my boss how i stood personally about toylander C5, steamer everything (and he knows his stuff, but is a realist) he said your insured you have a brain cell your often at organised events, i wouldnt worry until there is somethng to worry about. Has there ever been a legal action to date? NO so dont worry about it...
Im health and safety officer for a steam rally / show where we have vehicles of all types rolling around with jo public its a hotbed of possibilities. I took my boss to another show he was concerned but said their are no concrete regulations and very little definate information to go on, there are guidelines very little else. Basically until a prosecution is raised or taken not alots going to change. To add i drive my tractors on the road as do others some can go 40 mph plus you can drive those at 16 having taken no form of driving test and the vehicle itself having no form of mot test, it should be taxed mine are but im one of very few, and mine are insured, but are all for the road, now im 16 driving a 5 ton 40mph brick down the public highway I think thats a far bigger issue that a toylander on a pavement??? What im basically saying is they have far bigger fish to fry....
As for traffic officers being over concerned, here is one for you, got pulled over last week (VOSA) in my private HGV i run for the tractors, out came an 15 yr old chap, looked at my tax (private HGV) bet he thought its xmas here, Looked round checking everything and i keep my truck mint!!!, said no tacho i said no dont need one, private HGV, he found nothing said Im going to check the diesel, bearing in mind id filled up 5 mins down the road, went and got his test kit, and tested a tank, He took his sample and YES it was red, he said your running on red diesel, I took a step back looked suprised and said, yes mate i am, but how far do you think a V8 Scania 530 go's on 5 gallons? he looked at me strange, and said sir this is a serious offence, i said yeah it is, have you seen what that tanks connected too, he said its not my job to know, smilling i turned back and said well done you just tested the night heater tank, which is fine to run on red, now do you want to try the huge stainless steel tank on the other side of the lorry, you should find thats connected to the engine and full of white diesel...!!! amazingly they let me on my way..
Moral of the story worry about it when you need to or your told too otherwise just enjoy....